RAYMOND HEINRICH, CLU®

Working with our other financial professionals to make sure our clients have the appropriate levels of life, long term care, and disability insurance is Ray’s responsibility as our Director of Insurance Operations. Helping clients have the right amount of insurance for financial and estate planning is an excellent example of how we look out for all aspects of our clients’ financial well-being.

Ray also helps review and select individual insurance plans, and underwrite policies. He serves as our general agent, monitoring trends in the insurance industry and maintaining strong relationships with insurance companies. He also stays abreast of changes in tax law related to insurance. Ray is a Registered Representative of M Holdings Securities, Inc and holds the Chartered Life Underwriter (CLU) designation.

With more than 30 years experience in the insurance industry, Ray is equipped to address insurance issues for every personal and business need, including estate liquidity, family insurance planning, retirement planning, and non-qualified executive benefits and group insurance plans.